Latest CFA Institute ESG-Investing Test Pass4sure - Dump ESG-Investing Check
Latest CFA Institute ESG-Investing Test Pass4sure - Dump ESG-Investing Check
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CFA Institute Certificate in ESG Investing Sample Questions (Q339-Q344):
NEW QUESTION # 339
Which of the following index providers offers fixed-income ESG indexes?
- A. S&P (DJSI) ESG
- B. FTSE4Good
- C. Sustainalytics
Answer: A
Explanation:
S&P offers fixed-income ESG indexes under its Dow Jones Sustainability Indices (DJSI) series. These indexes are designed to measure the performance of companies and governments that adhere to high ESG standards, including for fixed-income securities.
ESG Reference: Chapter 7, Page 318 - ESG Analysis, Valuation & Integration in the ESG textbook.
NEW QUESTION # 340
The Cadbury Commission proposed that:
- A. every public company should have an audit committee meeting at least twice a year
- B. the Public Company Accounting Oversight Board should be established.
- C. transparency around drivers of performance pay should be increased
Answer: A
Explanation:
The Cadbury Commission proposed that every public company should have an audit committee meeting at least twice a year.
Step-by-Step Explanation:
Background of the Cadbury Commission:
The Cadbury Commission, established in the UK in 1991, aimed to address issues of corporate governance in the wake of several high-profile corporate scandals.
According to the CFA Institute, the commission's recommendations have had a lasting impact on corporate governance practices globally.
Key Recommendations:
One of the key recommendations of the Cadbury Commission was that every public company should establish an audit committee composed of independent non-executive directors. This committee should meet at least twice a year to review the company's financial reporting and internal controls.
The CFA Institute highlights that this recommendation was intended to enhance the oversight and accountability of financial reporting processes, reducing the risk of financial misstatements and fraud.
Importance of Audit Committees:
Audit committees play a critical role in ensuring the integrity of a company's financial statements. They provide an independent review of the financial reporting process, internal controls, and the external audit process.
The MSCI ESG Ratings Methodology emphasizes the importance of robust audit committee practices in maintaining investor confidence and protecting shareholder value.
Implementation and Global Influence:
The recommendations of the Cadbury Commission have been widely adopted and incorporated into corporate governance codes around the world. The requirement for regular audit committee meetings has become a standard practice in many jurisdictions.
The CFA Institute notes that effective audit committees are a cornerstone of good corporate governance, helping to ensure transparency, accountability, and the accuracy of financial reporting.
References:
CFA Institute, "Environmental, Social, and Governance Issues in Investing: A Guide for Investment Professionals." Historical documents and reports on the Cadbury Commission's recommendations and their impact on corporate governance.
NEW QUESTION # 341
Which of the following would most likely be the initial step when drafting a client's investment mandate?
- A. Defining how ESG performance will be measured
- B. Reflecting the client's investment beliefs operationally in the fund manager's investment approach
- C. Clarifying the client's ESG investment beliefs
Answer: C
Explanation:
The first step in drafting an investment mandate is understanding the client's ESG investment beliefs, which will guide the overall strategy, including performance measurement and implementation. (ESGTextBook
[PallasCatFin], Chapter 9, Page 494)
NEW QUESTION # 342
According to most of the world's corporate governance codes, the expectation is that remuneration committees are populated by:
- A. executive directors only
- B. both executive directors and non-executive directors
- C. non-executive directors only
Answer: C
Explanation:
Corporate Governance Codes:
* Most corporate governance codes around the world require that remuneration committees be composed solely of independent non-executive directors.
Role of the Remuneration Committee:
* The committee is responsible for setting the pay and compensation packages for executive directors.
* Having non-executive directors ensures objectivity and independence, reducing potential conflicts of interest.
Global Standards:
* This practice is part of broader corporate governance reforms aimed at improving accountability and aligning executive compensation with long-term shareholder value.
* The UK Corporate Governance Code and similar codes in other jurisdictions mandate that remuneration committees should be independent.
References:
* The expectation for remuneration committees to be populated solely by non-executive directors is highlighted in the final ESG investing book.
NEW QUESTION # 343
When assessing the investment risk of a coal mining company, the concept of double materiality refers to the company reporting on matters of:
- A. people and planet materiality
- B. financial and impact materiality
- C. current and future materiality
Answer: A
Explanation:
Double materiality is a concept in ESG and sustainable investing that refers to the dual perspective on materiality, which encompasses both financial and non-financial aspects. When assessing the investment risk of a coal mining company, double materiality requires the company to report on matters of both financial and impact materiality. This includes how the company's activities impact the environment and society (people and planet materiality), as well as how environmental and social issues affect the company's financial performance.
Detailed Explanations:
Definition of Double Materiality:
Double materiality integrates both traditional financial materiality and environmental and social materiality.
Financial materiality focuses on the impact of environmental, social, and governance (ESG) factors on the company's financial performance.
Environmental and social materiality focuses on the company's impact on the environment and society.
Application in ESG Assessments:
For a coal mining company, this means reporting not only on how environmental regulations or social issues might impact their financial outcomes but also on how their operations affect the environment and society.
For example, the financial materiality perspective might consider how carbon taxes or pollution regulations affect the company's profitability.
The environmental and social materiality perspective would assess the company's impact on air and water quality, local communities, and biodiversity.
Regulatory and Reporting Frameworks:
The concept of double materiality is embedded in various ESG reporting frameworks, such as the Global Reporting Initiative (GRI) and the European Union's Corporate Sustainability Reporting Directive (CSRD).
These frameworks require companies to disclose information on both how ESG issues affect them financially and how their operations impact society and the environment.
Reference from CFA ESG Investing Standards:
The CFA Institute's ESG Disclosure Standards for Investment Products emphasize the importance of considering both financial and non-financial impacts in ESG reporting.
According to the MSCI ESG Ratings Methodology, companies are evaluated on their exposure to ESG risks and opportunities and their management of these issues, which reflects the principles of double materiality.
Conclusion:
Double materiality ensures a comprehensive assessment of a company's performance, considering both internal financial impacts and external societal impacts.
For investors, this approach provides a holistic view of the company's ESG performance, facilitating better-informed investment decisions.
This dual focus on "people and planet materiality" aligns with sustainable investing goals, ensuring that companies are accountable for their environmental and societal impacts while also managing financial risks associated with ESG factors.
NEW QUESTION # 344
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